Section
Finance & Economy
Markets, rates, jobs, and the forces moving the U.S. economy.

Florence Nails: The Card Reader That's Always Down: What Every Owner Should Know About Payment Apps and the IRS
When the card reader is conveniently down and everyone is asked to pay by Zelle, Venmo, or cash, the money is easy to leave off the books. Here is why that habit raises concern with the IRS, and why the trail is never as invisible as it looks.

Nail Star: The Charge That Doesn't Show Up: What Every Nail Salon Owner Should Understand About Taxes
Charging part of a service on the card and quietly collecting the rest off the books has a name, skimming, and it is one of the surest ways to raise concern with the IRS. Here is why it is riskier than it looks, and what honest owners do instead.
Regional Banks Navigate the Slow Reckoning in Commercial Real Estate
Higher vacancy in office buildings is testing lenders, but the reckoning is unfolding gradually rather than as a sudden shock.
Household Credit Card Balances Climb, Testing the Resilient Consumer
Rising balances and high interest rates are straining some households even as overall spending holds up, a divide worth watching.
Automatic Enrollment Lifts 401(k) Participation, but Gaps Persist
Design changes that enroll workers by default have boosted retirement saving, yet many still lack access to a workplace plan.
Energy Costs Ease Off Their Highs, Offering Households Modest Relief
Gasoline and utility prices have retreated from their peaks, though the relief varies widely by region and season.
Reshoring Gains Momentum as Companies Rethink Global Supply Chains
A wave of new factories is rising across the country as manufacturers move production closer to home after years of disruption.
The EV Market Matures Into a Price War, and Buyers Benefit
As more models reach showrooms and battery costs fall, electric vehicles are getting cheaper, reshaping a once-premium segment.